Consumer benefits
Purchase items you need or want with easy online payments. Pay these when you can afford to or organize your payments to come out each pay-day; the choice is yours. Payby Layby allows you to manage multiple laybys from different stores . Remember that layby is a safe way to pay – it can’t put a black mark on your credit like hire purchase. Win!
Merchant benefits
Internet shopping allows consumers to shop around the world, anything that can be done to aid these customers in buying your products should be encouraged. Allowing layby from your online catalogue and in-store stock will equate to greater potential sales. It opens your store to a greater prospective audience and negates all of the admin work usually associated with installment payments.